Single-Family Housing

Program Overview

The cornerstone of the Renew NC Housing programs is the Single-Family Housing Program. This program provides reconstruction and rehabilitation of owner-occupied, single-family homes across counties covered by the HUD-Identified Most Impacted and Distressed (MID) designation. The Single-Family Housing Program will prioritize homeowners that have major damage to their home or a home that has been destroyed with the opportunity to have their homes reconstructed or rehabilitated consistent with applicable code requirements. The program may also provide mitigation funding for:

Measures designed to protect residents and structures against predictable hazards given their location; and
Replacement or repair of private roads and bridges that provide access to housing being reconstructed or rehabilitated.

Program Title	Single-Family Housing
Total Budget/CDBG-DR Allocation	$807,354,000 ($676,960,100 CDBG-DR plus $130,393,900 for mitigation)
Lead Agency and Distribution Process	NCDOC will oversee the program with contractor support and will undertake necessary environmental reviews per 24 CFR 58. Distribution process will be direct implementation.
Program Description	Program will provide grants for reconstruction or rehabilitation of owner-occupied units seriously damaged or destroyed by the effects of Hurricane Helene.
Eligible Geographic Area	Priority will be for seriously damaged or destroyed units in the HUD-Identified MID areas with the State-Identified MID areas having a secondary priority.
Other Eligibility Criteria	Application intake will be staged based on household income level, beginning with households at or below 60% AMI.
Maximum Amount of Assistance per Beneficiary	Up to $375,000 for reconstruction/rehabilitation including mitigation actions.
Maximum Income of Beneficiary	120% of AMI
Mitigation Measures	Mitigation will be key component of reconstruction and rehabilitation efforts as road and bridge access to isolated properties will be funded to maintain public safety entry and exit. Elevation of properties will be eligible as mitigation and other property-specific measures. Mitigation represents approximately $130.4 million of the total budget for this program.
Reducing Barriers for Assistance	Case management services will be provided to applicants. Housing counseling and certain legal services will also be available. The staged application process and related outreach will include a focus on low-income homeowners.
Eligible Activities Referenced to Title I of Housing and Community Development Act of 1974 (42 USC 5305(a)) or HUD Revised Universal Notice	§5305(a)(1) – Acquisition §5305(a)(3) – Code Enforcement §5305(a)(4) – Clearance, Rehabilitation, Reconstruction and Construction of Buildings, including housing §5305(a)(5) – Removal of Architectural Barriers §5305(a)(7) – Disposition §5305(a)(8) – Public Services §5305(a)(11) – Relocation Payments §5305(a)(13) – Administrative Costs §5305(a)(14) – Assistance to Non-Profit Entities §5305(a)(15) – Assistance to Neighborhood-Based Organizations §5305(a)(20) – Housing Services §5305(a)(24) – Direct Assistance for Homeownership Activities §5305(a)(25) – Tornado Shelters §5305(a)(26) – Lead-Based Paint Hazard Evaluation and Reduction FR Notice -- New Housing Construction FR Notice – Mitigation FR Notice – Buyout
National Objective(s) - Referenced To 24 CFR 570, Subpart I and/or HUD Revised Universal Notice	LMI Benefit through Housing - 24 CFR 570.483(b)(3) Urgent Need (UN) - 24 CFR 570.483(d)