Single-Family Housing Program
Program Overview
The Renew NC Single-Family Housing Program is a centralized housing rehabilitation, reconstruction, replacement, or reimbursement program that prioritizes low-to-moderate income families with seniors aged 62 and older, children under 18, and/or disabled household members impacted by Hurricane Helene in the following 28 counties and one zip code: Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Caldwell, Catawba, Clay, Cleveland, Gaston, Haywood, Henderson, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg (28214), Mitchell, Polk, Rutherford, Surry, Swain, Transylvania, Watauga, Wilkes, Yadkin, and Yancey.
Do I qualify for this program?
You may qualify for the Renew NC Single-Family Housing Program if:
- You owned the damaged property at the time of Hurricane Helene (September 27, 2024);
- You currently own the damaged property;
- The property was your primary residence at the time of Hurricane Helene (you lived at the property for the majority of the calendar year);
- The damaged property is in Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Caldwell, Catawba, Clay, Cleveland, Gaston, Haywood, Henderson, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg (28214), Mitchell, Polk, Rutherford, Surry, Swain, Transylvania, Watauga, Wilkes, Yadkin, or Yancey county.
Renew NC Single-Family Housing Program: Application Process Overview and Prioritization
Once an application is submitted to the Renew NC Single-Family Housing Program, it will move through the review stages listed below. The program provides several types of construction types, including rehabilitation, reconstruction, or replacement of homes. The program may also provide reimbursement payments to applicants as a future phase.
Application Prioritization
The Single-Family Housing Program prioritizes:
- Homes owned by low-to-moderate income families;
- Homes with seniors aged 62 and older, children, and/or disabled household members; and
- Homes located in the “most impacted and distressed” counties as defined by the US Department of Housing and Urban Development (the “HUD-MID” counties).
Application Stages
These are applications that have been started—but not yet submitted—by potential applicants.
These are applications that are no longer being actively processed or have been deemed ineligible for the Renew NC Single-Family Housing Program based on program policies and procedures.
These are submitted applications being reviewed by case managers to ensure they are complete, meaning all required applicant information and housing documentation have been provided.
Once completed, each application for the Renew NC Single-Family Housing Program will be assessed for eligibility based on criteria with the program’s policies and procedures.
Federal regulations and the U.S. Department of Housing and Urban Development require that the program review other disaster recovery assistance provided to each applicant to ensure that it was used for its intended purpose. During this stage of the process, the program will review and validate assistance provided to the applicant. Any assistance that was not used for its intended purpose may result in a duplication of benefits gap. Before moving to the award stage, the program will notify the applicant of any duplication of benefits gap, which must be resolved before the application can move forward in the program.
The program will send damage assessors to each program property. The damage assessment will confirm that the property was damaged by Helene and assess any additional repairs that need to be made.
Renew NC conducts an environmental review on every project, prior to issuing a program award to ensure that the proposed activities comply with federal environmental regulations and avoid negatively impacting the health of end users or the surrounding environment.
Before finalizing an applicant’s award determination, Department of Commerce staff complete a full file review, ensuring that each of the preceding steps was done in compliance with federal regulations and program policies.
Once an application passes the quality control review, the program will notify the applicant of any applicable DOB gaps. Applicants with DOB gaps will have 30 days to resolve them. Once the gap is resolved, or if there is no gap in the first place, an applicant will receive their written award letter. This award letter outlines the type of award the applicant is eligible to receive and the next steps the applicant must take to accept the award.
Each applicant can either accept, reject, or appeal their award determination. Rejected awards will result in the application being withdrawn. Applicants can appeal several things at this stage, such as scope of work or number of bedrooms.
Before construction can begin, the applicant must sign their grant agreement, after which a general contractor is assigned to the project. The contractor will conduct a walkthrough of the construction site, obtain the necessary permits, arrange for utilities to be turned off, and confirm that residents have been relocated, if required. Once these steps are complete, a Notice to Proceed will be issued, authorizing the start of construction.
Total number of reconstruction, rehabilitation, replacement, and reimbursement projects underway.
Construction Intent Types
Reconstruction: The demolition, removal, and disposal of an existing housing unit and the replacement of that unit on the same lot, and in the same footprint, with a new unit that complies with the International Residential Codes (IRC), as required by the North Carolina Code.
Rehabilitation: Repair or restoration of housing units in the disaster-impacted areas to applicable construction codes and standards.
Replacement: Demolition, removal, and replacement of a damaged Manufactured Housing Unit (MHU) with a new MHU in substantially the same footprint or at a new location, depending on site specific factors. Relocation of a new MHU will require additional environmental review. (Note: MHUs are not to be confused with modular homes. Those are two separate structure types).
Reimbursement: Reimbursing approved applicants for Helene-related repairs they have already made to their home.
Relocation: In certain circumstances, it may be infeasible or impossible to reconstruct or replace a home on the existing parcel. Relocation projects must comply with additional environmental review requirements to ensure the new property meets federal requirements, As a result, applicants are encouraged to work together closely with program staff to ensure the new site is environmentally cleared before entering into a binding agreement to purchase or lease the property.
Projects that are in “closeout” have had all construction activities completed, or have had their reimbursement completed, as applicable.
Projects that are closed have been administratively reviewed and fully closed.